Betterment Style - M1 Pie : 90/10 Stocks/Bonds

-
This is an approximation of my Betterment 90% Stock / 10% bond portfolio. The numbers will be a bit off due to M1 requiring full percentage points in a pie piece. Click on the image to go to M1 and check it out.

M1 Investing

Comments

Post a Comment

Popular posts from this blog

More Thoughts on Betterment Vs M1

-
Betterment has a superior user interface in most regards. You can drill down and see how many shares you have in each fund in your underlying portfolio, the charts are reasonably easy to understand and you get a nice bird's-eye view of all of your accounts after logging in. While M1 has a superior fee structure (free!), if you truly want to mimic Betterment, you're probably going to be opening a couple of different accounts. You can lump all of your taxable investments into one account holding multiple pies (similar to Betterment). However - the key difference here is that you can't put money directly into one pie like you can apply funds to a goal at Betterment. Your deposits are distributed by the percentages you allocate to the pie. This can, quite possibly, hinder your investment goals. For example, let's say you have two very different goals in one account - one Savings, one Growth - Your start with $1000 in each pie and the Pie contributions are split 50/...
Read more

Portfolio Visualizer

-
Image
While I've written about my use of M1 and Betterment - and provided a high-level overview of what can be done, I have also been looking for ways to improve - including managing risk A great site you should consider is PortfolioVisualizer . It is a nice suite of tools that allow you to backtest various scenarios as well as run optimizations, backtests and simulations. Although my personally-saved portfolios can not be viewed directly, you can see one-such strategy I've been toying with here . Here's a quick snapshot of what I've come up with: The Hypothetical System: The Timing Portfolio consists of four ETFs: BND BNDX VTI VXUS UPRO TMF In this strategy, at the end of every month I look back over the prior 5 months and pick the 3 best performers and weight according to inverse volatility. It may be the same ETF selection for a few months with different weightings. It may be all selections from the list of ETFs. Every month you end up with a m...
Read more